Home Buying Process
Dream Realty helps buyers through what can be a scary and daunting process. Our enthusiastic team aims to make buying a home as fun as possible while keeping the process from getting overwhelming. Below are the steps to process.
Showing Process
Dream Realty will assist you in selecting homes for viewing in accordance with your needs. Feel free to inspect all aspects of a home during the showing and make notes regarding each home you view.
Communication During Showings
Feedback is essential. Specific comments help us determine exactly what you’re looking for and should result in finding your dream home and making an offer.
The Offer
After an offer is written, Dream Realty will contact the listing agent who will present your offer to the sellers. The sellers have the following alternatives:
- Accept the offer
- Reject the offer
- Write a counter offer. (Should a counter offer be written, we will then discuss to accept, reject or counter.)
- Once an offer is accepted, we will notify you immediately.
Processing Your Loan
We will check with your lender throughout the processing of your loan to ensure things are progressing smoothly.
Time and Place of Closing
Once your loan is approved, the time and place for closing will be scheduled.
Prior to Closing
- You will have the opportunity to make a final inspection of the property.
- Have all utilities transferred to your name as of the date of closing.
- Notify post office and telephone company of your address change.
- Your lender will require you to obtain a homeowner’s insurance policy and have a paid receipt to begin coverage on your new home at closing.
- Obtain a certified check for the exact amount of money to be paid at closing. This figure will be made available to you prior to closing by your lender.
- Bring Photo ID(s) to closing.